Looking back, I would not have bought my first car out of college. The payments were 25% of my income! It cost me for years, even after I got rid of it.

I was interested in another new car at about half the price, but the salesmen in the showroom wouldn’t talk to me. I got upset and bought a car where my dad bought his car. They talked to me.

Like you said, Americans are trained to make stupid financial decisions.

Fortunately, I met my wife 18 years ago. She had a lot more sense and we are above the median in retirement.

William “Bill” Myers, Analyzes all, Programmer, retired. If you learn anything new, find enjoyment, have a new thought, then I’m successful. Photo: 1st article

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