You are smart to be planning this now.

Twenty years ago, I was nearly broke, and retirement could be as little as 10 years away. I had a mortgage for a larger house than I needed, a car payment, a little bit of credit card debt, and about $6,000 in my 401k.

I am now 72, in great shape, travel wherever I want, and go dancing with my wife every day. I did not win the lottery.

This article explains how we did it:

William “Bill” Myers, Analyzes all, Programmer, retired. If you learn anything new, find enjoyment, have a new thought, then I’m successful. Photo: 1st article

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